Complementary health policy covers the health services you will receive from private health institutions contracted with SGK, within the scope of the product special and general terms. Institutions that have an agreement with SGK should also have a special agreement with AXA SİGORTA for this product.
It is a policy to cover the surcharges the insured may pay for medical services from private medical institutions contracted by the Social Security Agency (SGK), under special and general terms and conditions of the product. The institutions contracted by the SGK should also have a contract with AXA SİGORTA, for this product.
By buying this policy, you can make use of the wide network of institutions which have a contract with SGK, and receive treatment at private hospitals, without paying surcharge.
Complementary Health Insurance can be purchased by Turkish citizens in the age bracket 0 - 65, who are covered by SGK.
All of the following conditions should be met to make use of the Complementary Health Insurance:
The Complementary My Health Insurance offers two major coverage elements:
Inpatient treatments include the following coverage, and are covered at a rate of 100% without limits, under the special and general terms and conditions.
The following coverage is limited to 10 cases* per year, under the special and general terms and conditions, and applies at a rate of 100%.
* Procedures to commence with a medical examination and carried out within a single diagnosis and treatment process are considered a single case.
** In accordance with the rules of SGK, the coverage elements numbered 2-3-4-5 cannot be used alone, and must be used in conjunction with a medical examination.